What the Heck is a “Building and Loan”?

My economic analysis of “It’s a Wonderful LIfe.”


A LOT of People are Moving to Arizona


Where are Interest Rates Headed?


Apartments Under-Construction Will Increase Phoenix Apartments 10%!

According to my analysis of this publication.


One Reason We Don’t Build More Homes in Phoenix

We subsidize land speculation.

Your house is assessed according to its fair market value. Shouldn’t investors have their land assessed the same way?



Click on the graphs to go to the full-size, interactive version.


Notice how very small changes in New Listings and Solds eventually cause HUGE changes in the number of houses For Sale and house Prices (see graph above).


This information can vary a lot in different parts of metro Phoenix. Your real estate agent can find the data for your specific city or zip code at The Cromford Report.