This article has a quick and dirty look at commercial lending in Arizona.

“A business loan has to make sense not only from a financial point of view but from a business-ownership sense,” Staropoli said. “But that’s always been the case. If the buyer and business are qualified, there is absolutely no problem getting money.”

She said that lenders always require buyers to have experience and knowledge of the business they’re interested in purchasing. For example, a chiropractor can’t go out and get a loan to purchase a landscape company unless he has done considerable work in that field and can demonstrate knowledge of the industry.

Buying a business often includes buying some real estate with it.